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Capital Access
Funding options beyond traditional banks
Funding Options
SBA Microloans
8-13%Up to $50K for small businesses
⏱ 2-4 weeksBest for: Established small business
Community Development
5-15%CDFIs serve underbanked areas
⏱ 2-6 weeksBest for: Low-income areas
Kiva
0%Crowdfunded 0% interest loans
⏱ 1-2 monthsBest for: Social enterprises
Grants.gov
Free moneyFederal grants database
⏱ VariesBest for: Nonprofits, research
State Programs
VariesLocal economic development
⏱ 2-8 weeksBest for: Local businesses
Crowdfunding
Platform feesKickstarter, Indiegogo, GoFundMe
⏱ 30-60 daysBest for: Product launches
Active Grants
Amber Grant
$10KWomen-owned businesses
FedEx Small Business
$50KSmall businesses
NAACP Grant
VariesBlack entrepreneurs
Visa Everywhere
$100KFintech startups